Employee benefit fund Staff – 46303
Employee benefit fund Operatives – 46302

We serve you:

By phone, email, and via Iris e-services.
There is no customer service at the current premises of the fund.
Claims should primarily be submitted via the Iris e-services.

Service hours:

Mon–Fri: 8:00–11:00

The fund is closed on Friday, May 15, 2026.

Employee benefit fund – Health and financial security for our employees

The financial security provided by the fund enables maintaining good health for a longer time.
Taking care of one’s own health becomes more regular, and quality of life improves.
The operations of the employee benefit fund include granting benefits under the Health Insurance Act and additional reimbursements for medical expenses to insured individuals covered by the fund.

Employee benefit fund also functions as KELA office for matters related to the Health Insurance Act (SVL).

Benefits processed by the fund include:
  • Reimbursements under the Health Insurance Act for medications, dental care, and doctor’s consultation fees
  • Special reimbursement for medicines
  • Pregnancy and parental allowances (benefits are paid by KELA)
  • Sickness and partial sickness allowances (benefits are paid by KELA)

KELA finances the costs related to the Health Insurance Act.

The operations of the employee benefit fund are financed as follows:

  • Additional benefit reimbursements are funded by insurance fees paid by the insured individuals
  • Administrative costs are covered by administrative fees paid by the share holders.

* SVL = Health Insurance Act


  • News
  • Newsletter September

    Expansion of the Fund’s Scope of Coverage The rules of the Kone’s Employee Benefit Fund for Dtaff Fund have been revised, and as a result, the fund’s scope of coverage has been expanded. Under the new rules, employees who were not eligible to become incured members under the previous rules may now also join the…

  • July Newsletter

    The Benefit Fund’s new rules have been approved The Financial Supervisory Authority has approved the Benefit Fund’s new rules, which enter into force on 1 August 2026. Under the new rules, the insurance contribution is 38 euros per month. A temporary increase is currently in effect (until 31 July 2026), also set at 38 euros…

  • Newsletter December

    Kone’s Employee Benefit Fund for Staff Decisions from the Fund Meeting on 25 November 2025 The Autumn Meeting of Kone Employees’ Insurance Fund was held on November 25, 2025, via Teams.The meeting addressed the election of board members and deputy members as well as amendments to the rules. Board Members: Deputy Board Members: Rule amendments:…