July Newsletter

The Insurance Fund’s new rules have been approved

The Financial Supervisory Authority has approved the Insurance Fund’s new rules, which enter into force on 1 August 2026. Under the new rules, the insurance contribution is 38 euros per month.

A temporary increase is currently in effect (until 31 July 2026), also set at 38 euros per month. As the new rules have now been approved, the insurance contribution will continue at 38 euros per month on an ongoing basis after the temporary increase ends.

The approval of the new rules also brings several other changes, summarised below:

 Section 4

– The conditions for belonging to the scope of the fund have been clarified: working hours must allow for the regular collection of the insurance contribution. 

– Temporary changes in working hours do not exclude an employee from the fund’s scope if the contribution can be collected. 

– Employees working under zero‑hour contracts are excluded from the fund’s scope. 

– The Insurance Fund’s Board may open an insurance relationship for a fixed term (up to 2 months) for a person who has not previously belonged to the fund. 

Section 8

– The insured member’s insurance contribution is 38 euros per month. 

– A new provision is added regarding layoff situations, covering the collection of the insurance contribution from holiday pay and the employer’s obligation to notify the fund. 

Section 9

– The insurance contribution is not collected for periods during which the insured member does not receive salary, unless otherwise specified in the rules. 

– For monthly remittances, it is clarified that the remittance only concerns months for which contributions have actually been collected. 

Sections concerning additional benefits

– The numbering of additional benefits has been updated to match the revised rule structure. 

– The section on doctors’ fees has been divided into new subsections, separating procedures and surgeries. In addition, 75% of the fee charged by a dentist or oral surgeon is reimbursed when the treatment concerns parts of the mouth other than the teeth or gums. 

– The reimbursability of dental care has been clarified, and the reimbursement of co‑payments for service vouchers has been specified. 

– Visit and procedure fees in public oral health care are added to reimbursable expenses under the section on public healthcare fees. 

– Travel expenses, cleaning and dressing supplies, and deductibles of private medical expense insurance are removed from the rules. 

Section 37

– The rule concerning registration has been clarified: only those who register within the deadline may participate in the meeting and exercise their right to speak and vote. 

– A proxy’s power of attorney must be submitted to the fund no later than the end of the registration period. 

– Transfer of participation and speaking rights is possible after registration, but no later than two days before the meeting and only due to a sudden impediment.

In addition, several textual clarifications were made throughout the rules. Further information on the rule changes and their application is available upon request from the Insurance Fund. The new rules are available on the fund’s website.

Reminder: Please respond to the Insurance Fund’s satisfaction survey

The Insurance Fund’s satisfaction survey is still open, and we hope to receive as many insured members’ views as possible to support the development of our operations.

If you have not yet responded, please take a few minutes to share your experiences with us. Every response is valuable and helps us improve the fund further.

📋 Respond to the survey here:  https://link.webropolsurveys.com/S/8015201A0F44BF9B

The survey is open until 15 August.

Thank you for your time and valuable feedback!