Health and financial security for our employees

Membership in the employee benefit fund (EBF) brings financial security in case of illness. The benefits paid by the EBF add to those paid by the Social Insurance Institution (KELA). Additional benefits are tax free for its recipient.
The financial security bestowed by the employee benefit fund enables regularity in taking care of one’s own well-being, which in turn increases one’s quality of life.
Overall, the purpose of the employee benefit fund is to grant benefits to its members according to the Finnish Health Insurance Act, as well as additional benefits.

The employee benefit fund functions as a KELA office in matters related to the Health Insurance Act:

• Members will receive a KELA-card with the EBF identification number
  • Operatives: 46302 Staff: 46303
• Covering expenses from medication, visits to a doctor and dental care as per the Health Insurance Act
• Processing special reimbursement for medicines
• Processing applications for sickness and partial sickness allowances
• Processing applications for pregnancy and parental allowances

KELA covers expenses as ordained by the Health Insurance Act. Additional benefits granted by the employee benefit fund are funded by membership payments.