Employee benefit fund Staff – 46303
Employee benefit fund Operatives – 46302

We serve you:

By phone, email, and via Iris e-services.
There is no customer service at the current premises of the fund.
Claims should primarily be submitted via the Iris e-services.

Service hours:

Mon–Fri: 8:00–11:00

Employee benefit fund – Health and financial security for our employees

The financial security provided by the fund enables maintaining good health for a longer time.
Taking care of one’s own health becomes more regular, and quality of life improves.
The operations of the employee benefit fund include granting benefits under the Health Insurance Act and additional reimbursements for medical expenses to insured individuals covered by the fund.

Employee benefit fund also functions as KELA office for matters related to the Health Insurance Act (SVL).

Benefits processed by the fund include:
  • Reimbursements under the Health Insurance Act for medications, dental care, and doctor’s consultation fees
  • Special reimbursement for medicines
  • Pregnancy and parental allowances (benefits are paid by KELA)
  • Sickness and partial sickness allowances (benefits are paid by KELA)

KELA finances the costs related to the Health Insurance Act.

The operations of the employee benefit fund are financed as follows:

  • Additional benefit reimbursements are funded by insurance fees paid by the insured individuals
  • Administrative costs are covered by administrative fees paid by the share holders.

* SVL = Health Insurance Act


  • News
  • Newsletter December

    Kone’s Employee Benefit Fund for Staff Decisions from the Fund Meeting on 25 November 2025 The Autumn Meeting of Kone Employees’ Insurance Fund was held on November 25, 2025, via Teams.The meeting addressed the election of board members and deputy members as well as amendments to the rules. Board Members: Deputy Board Members: Rule amendments:…

  • KONE EMPLOYEE BENEFIT FUND FOR STAFF, NOTICE OF AUTUMN MEETING

    KONE EMPLOYEE BENEFIT FUND FOR STAFF NOTICE OF AUTUMN MEETING Time and placeThe Annual Autumn Meeting of the KONE Employee Benefit Fund for Staff will be held on Tuesday, 25 November 2025, at 16:15 (EET) via Microsoft Teams.The meeting will be conducted in Finnish. In the new Teams version (licence version), participants can use the…

  • Newsletter October

    New Rules of the Benefit Fund Have Entered into Force The Financial Supervisory Authority has confirmed the rule changes decided at the spring meeting of the Kone Employee Benefit Fund for Staff. However, some proposed changes were not accepted as such due to regulatory or legal reasons. Below is a summary of the changes made…

  • Newsletter June

    Messages and Requests for Additional Information in the Electronic Claims Processing Service Iris When you apply for claims through Iris and the insurance fund needs additional information, you will receive an email from an address ending with Netmiller. This message can easily end up in your spam folder, so please remember to mark it as…

  • Benefit Fund’s Spring update

    Employee Benefit Fund for Staff members The fund’s communication is being renewed! This year, we are starting regular newsletters that will share current information with the insured members of the insurance fund, as well as useful tips, such as instructions for reimbursement claims. Benefits April Fund Meeting  The April fund meeting of the Insurance Fund…