Membership in the employee benefit fund (EBF) brings financial security in case of illness. The benefits paid by the EBF add to those paid by the Social Insurance Institution (KELA). Additional benefits are tax free for its recipient.
The financial security bestowed by the employee benefit fund enables regularity in taking care of one’s own well-being, which in turn increases one’s quality of life.
Overall, the purpose of the employee benefit fund is to grant benefits to its members according to the Finnish Health Insurance Act, as well as additional benefits.
The employee benefit fund functions as a KELA office in matters related to the Health Insurance Act:
- Members will receive a KELA-card with the EBF identification number
- Operatives: 46302
- Covering expenses from medication, lab tests, and treatment as per the Health Insurance Act
- Paying maternity, paternity, and parenting benefits, as well as special treatment allowances
- All benefits will be paid when the treatment of an illness is in question
KELA covers expenses as ordained by the Health Insurance Act. Additional benefits granted by the employee benefit fund are funded by membership payments.
Members of the employee benefit fund are operative members of any shareholder within the EBF’s range of operation, whose employment is not short-term or temporary.
A membership fee is 1,6 % of taxable earned income. The KELA card must bear the employment benefit fund identification number: 46302.
Additional benefits are benefits paid in addition to those paid by KELA for such purposes as: doctors’ fees, lab tests, dental care, glasses, et al.